Terms And Conditions Of Use And Service

Usage of this site is bound by these Terms

OBIGE maintains this website, any courses offered and other linked and related sites (the “Site”) for the use of its customers, vendors, students, and other Site users (“Users”) upon agreement to the following terms. Please read the terms carefully before using the Site. The use of this website indicates acceptance of these “Terms of Use” and forms a binding agreement between you and OBIGE. If you do not agree to these terms, do not use this Site.

In addition to these terms, all purchases made on this site are governed by our refund policy found below:

Refund Policy

When you make purchases on our site, you are bound by (and must accept) this refund policy.




All Sales Are Final
We do not offer refunds under any circumstances.

No Returns or Exchanges

As we provide a digital service, so returns and exchanges do not apply. We do not offer any kind of returns or exchanges.

and all activity is governed by our privacy policy here: Privacy

Minors or people below  8 years old are not allowed to use this Website.  Also, people below 18 years will require their parent's approval or confirmation.




1. Use of Site

OBIGE provides various materials, information, quizzes, tests, questions, articles, news and other information on this and related sites and in courses offered through this site (the “Materials”). OBIGE authorizes each User to view and download one copy of the Materials. Materials may be downloaded and a maximum of one copy of the Materials may be printed provided that Users make no modifications to the Materials and you retain all copyright and other proprietary notices contained in the original Materials on any copies of the Materials. Users may not modify the Materials at this Site in any way or reproduce, share or distribute them. Users will keep all Materials confidential, and will not sell, auction, loan, rent, give away, describe, summarize, or otherwise reveal the Materials or their contents, to any other person or entity. Any breach of these Terms of Use automatically terminates your authorized use of the Site.

2. Geographic location

If you, as a User, purchase Materials from this Site or obige.org while outside of Ghana, you may not use or access the materials while outside Ghana.

3. User Warranty

As a User, you warrant that you are not an agent or employee of any other test preparation company and the Site and Materials solely for your own personal career advancement or personal use.

4. Hyperlinks

Links to external websites are provided solely as a convenience to you. obige.org has not reviewed all of these external websites, does not control and is not responsible for any of these sites or their content. If you decide to access any of the external websites linked to this Site, you do so entirely at your own risk.

6. No Warranty

The Materials provided at this site are provided “as is” without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. obige.org further does not warrant the accuracy and completeness of the Materials at this Site. obige.org may make changes to the Materials at this Site, or to the services and prices described in them, at any time without notice. The Materials at this Site may be out of date, and obige.org makes no commitment to update the Materials at this Site.

7. Limitation of Liability

In no event will obige.org, its suppliers, or other third parties mentioned at this Site be liable for any damages whatsoever (including, without limitation, those resulting from lower test scores, interruption of services or inaccurate information) arising out of the use, inability to use, or the results of the use of this Site, any websites liked to this Site, or the Materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the Materials or information from this Site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof.

8. Account Termination

Any and all accounts may be terminated for any reason(s), at any time, at the sole discretion of the administrators of this website.

9. Applicable Law

The Terms of Use are governed by the laws of the United States. Failure to enforce strict performance of the Terms of Use of Use shall not be construed as a waiver of any provision or right. obige.org may assign its rights and duties under the Terms of Use without notice to any party at any time.

10. Effective Date and Updates

The Terms are effective as of January 30th, 2020  and are subject to change without notice by obige.org at any time. Please check for changes regularly. Your use of this Site after such changes constitutes your agreement to such changes.